1: Financial Fluency 101 The foundation of investing starts with understanding basic financial concepts.

2: Compound Interest Earnings on both the initial investment and any interest earned over time.

3: Diversification Spreading investments across different assets to reduce risk.

4: Risk vs. Return Higher returns typically come with higher risk.

5: Market Volatility Fluctuations in the stock market can impact investment returns.

6: Asset Allocation Balancing investments across different categories like stocks, bonds, and cash.

7: Investment Horizon The length of time an investor plans to hold an investment.

8: Cost of Investing Understanding fees and expenses associated with investments.

9: Financial Goals Identifying objectives and strategies to achieve financial success.

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